Accessing Super for Dental Treatment

Patients can access their superannuation to cover approved dental treatments through compassionate release, provided they meet eligibility criteria.

Super for Health offers trusted, compliant solutions to guide patients and practitioners through this process, ensuring alignment with ATO guidelines.

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Dental Expenses in Australia

In Australia, dental services are generally not covered by Medicare, leaving patients to pay out-of-pocket for most treatments. While private health insurance may help offset some costs, coverage is often limited and does not always cover major procedures or all expenses.

This gap in coverage can make accessing essential dental treatments challenging. Compassionate release of superannuation offers a financial solution for eligible patients, providing access to the care they need without additional financial strain.

The Importance of Dental Health and Eligible Treatments

Dental health is a vital component of overall well-being, yet the financial burden can make it difficult for many Australians to access necessary care. Untreated dental issues can lead to serious health problems, including infections, chronic pain, and complications that impact quality of life.

Through compassionate release of superannuation, eligible patients can fund essential treatments.

Restorative Procedures

Crowns, bridges, veneers, and dental implants to restore function and aesthetics.

Orthodontic and Reconstructive Care

Braces, Invisalign, bone grafting, and full mouth rehabilitation to correct alignment and structural issues.

Preventative and Therapeutic Treatments

Fillings, root canal treatment, and gingivectomy to address and prevent oral health deterioration.

Prosthetics and Extractions

Partial or full dentures, extractions, and full clearance for replacing or removing damaged teeth.

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Considerations before applying

Applying for compassionate release of superannuation involves understanding the following:

Compliance with Regulations
Applications must align with ATO guidelines to avoid delays or rejections.

Medical Assessment
Patients must consult with their dentist to create a treatment plan that outlines the required procedures and their medical necessity.

Tax Implications
Depending on your age, releasing funds early may result in a tax liability. You may need to pay tax on any amount withdrawn, which could impact your overall financial situation.

Required Documentation
Applicants must provide comprehensive medical evidence and may be required to submit financial documentation to support their case.


At Super for Health, we ensure patients and practitioners are equipped with the knowledge and support needed to navigate these requirements seamlessly.

How Super for Health Can Help

Expert Guidance
We assist patients in understanding their eligibility and preparing their applications in compliance with ATO standards.

Support for Medical Practitioners
We provide resources and expertise to help practitioners certify applications ethically and accurately.


Ethical and Transparent Approach

Our process prioritises integrity and ensures that all cases meet the highest compliance standards.

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computer at desk with SFH portal

For Dental Practitioners

Super for Health works alongside dental practitioners to support patients in accessing superannuation for essential treatments. Our trusted and compliant process ensures that every step aligns with ATO guidelines, protecting both patients and practices.

Compliance Support
Guidance to ensure patient applications meet regulatory standards.

Secure Systems
Tools to manage referrals efficiently while safeguarding patient information.

Patient-Centric Solutions
A seamless process designed to prioritise the well-being and needs of your patients.

Learn More